Most health benefit plans provide coverage for Physiotherapy, Osteopathy, and Massage Therapy, however, these benefits are different for each policy.
Your insurance policy may require you to pay a deductible, a co-payment, and/or a percentage of the costs of your treatment. PLEASE NOTE: for most insurance plans you MUST have an online account AND be registered for DIRECT DEPOSIT in order for third party providers (i.e. health care practitioners) to direct bill on your behalf. We cannot bill to your insurance company if you have not completed this step prior to your assessment and treatment.
If you are attending for Physiotherapy or Naturopathic Medicine we are currently able to bill directly for many health plans with the following insurance companies. If you are attending for Osteopathy, we are currently able to bill directly to Green Shield.
If your plan is not listed here, please contact our office Administrator who will assist you in organizing your insurance claim so that you are reimbursed for your treatment in a timely manner.
With the change in seasons, we see many people that have been injured in automobile accidents and most of our patients still don't realize that on June 1st, 2016, there were some important changes to standard auto insurance policies.
There are three categories for injury due to a motor vehicle accident. Minor Injury, Non-Catastrophic and Catastrophic. The definitions of these categories are both specific and complex and should be provided to you by your insurance broker. The changes have occurred in the Non-catastrophic and Catastrophic injury categories.
The most significant changes include a substantial reduction in benefits for Medical/Rehabilitation for both non-catastrophic and catastrophic injuries and in benefits for Attendant Care for non-catastrophic and catastrophic injuries. These are the benefits that cover the costs you incur for injuries that you sustain in a motor vehicle accident.
What does it mean? It means that if you have a standard insurance policy and you did not upgrade your coverage, you are now entitled to EXACTLY HALF of what you were before JUNE 16TH, 2016 for non-catastrophic and catastrophic injuries.
For Minor Injuries (a separate category from catastrophic and non-catastrophic) the maximum benefit amount has not changed and remains at $3,500.
The following links are to Organizations and Affiliates that we have personal experience with and great confidence in.
Please feel free to browse.
Canadian Academy of Osteopathy & Holistic Health Sciences - www.canadianosteopathy.ca
Ontario Osteopathic Association - http://www.ontarioosteopathy.com